Truck Loans Australia :: Privacy

Truck Loans Australia Privacy Statement

truck-loan.com.au

This is the privacy policy statement for Truck Loans Australia and Clark Family Pty Ltd in relation to this website.

We are committed to protecting your privacy in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). This policy explains how we collect, use, disclose, and protect your personal information when you use our website and related services.

Information We Collect and How It is Used

To process your financial services referral request, Truck Loans Australia may collect your name, phone number, email address, postcode, and other details relevant to the type of service you are requesting.

This information is used to match you with a suitable financial services provider or lender. Truck Loans Australia, on behalf of Clark Family Pty Ltd, provides this information to one (and only one) of our trusted network of third-party partners (brokers, lenders, and insurers) so that they can contact you directly and provide the services you have requested.

We may also receive information from our broker, insurer, and lender partners, including updates or outcomes of your application, via secure electronic systems or APIs. This information is used solely for customer service, quality assurance, and compliance reporting.

If you do not provide the personal information we request, we may not be able to assist you with your referral or process your inquiry.

Disclosure of Personal Information

We may disclose your personal information to third-party providers, brokers, lenders, or service partners, some of whom may be located outside Australia. Where this occurs, we will take reasonable steps to ensure that these recipients handle your information in accordance with the APPs and maintain confidentiality and data security.

We require all third-party partners to comply with strict privacy and confidentiality obligations and to use your personal information only for the purpose of responding to your inquiry or providing the services you have requested.

Please note: Once you are referred to a third-party provider, their own privacy policy and terms will apply to any information you provide directly to them.

Cookies and Tracking Technologies

Truck Loans Australia uses cookies to record session information and understand visitor interactions, including which pages are viewed. Cookies help us enhance system performance, improve user experience, and avoid showing you the same promotional material repeatedly.

We may also use third-party advertising or analytics services that employ cookies, pixels, or web beacons to measure ad performance and deliver relevant content. These partners may collect anonymous information about your visits to this and other websites.

By continuing to use our website, you consent to our use of cookies, including those from third-party providers, for analytics and marketing purposes.

Access and Correction of Personal Information

You may request access to the personal information we hold about you at any time. We will not charge any fee for making a request but may charge you reasonable costs incurred in providing access (e.g., photocopying or postage).

You may also request correction of your personal information if you believe it is inaccurate, out of date, incomplete, or misleading. We will respond to all access and correction requests within a reasonable timeframe.

To make a request, please contact us. We may ask you to submit your request in writing for security reasons.

Complaints and Dispute Resolution

If you have any concerns about how your personal information has been handled, please contact us so that we can investigate and resolve your concern promptly.

If you are not satisfied with our response, you may refer your complaint to the Office of the Australian Information Commissioner (OAIC):

Updates to This Policy

We regularly review and update our privacy policy to ensure ongoing compliance with applicable laws and best practices. Updates will be published on this page with the latest revision date.

Contact Us

If you have any questions about this privacy statement, how we handle your information, or your dealings with this website, please contact us.

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Truck Loans Articles

Balloon Payments, Residuals and Their Place in Your Truck Loan
Balloon Payments, Residuals and Their Place in Your Truck Loan
The pursuit of a quality truck or fleet can be a significant undertaking for any business, especially within the dynamic and ever-expanding Australian transport industry. An understanding of the variety of financing options available within this sector is crucial, as it allows businesses to strategically acquire heavy vehicles that are vital to their operations. - read more
Maximizing Your Fleet Budget: Comparing Used vs. New Truck Costs
Maximizing Your Fleet Budget: Comparing Used vs. New Truck Costs
When it comes to expanding a commercial fleet in Australia, the decision between purchasing new or used trucks can have a significant impact on your budget. With this article, we aim to delve into the critical considerations that fleet owners must make in juxtaposing the costs of new verses used trucks, meticulously unraveling the financial layers to guide you towards a choice that aligns with your company's fiscal strategy. - read more
Truck Loan Approval: Strategies to Avoid Credit Damage
Truck Loan Approval: Strategies to Avoid Credit Damage
Maintaining a healthy credit score is crucial for securing future financial opportunities. Whether you're looking to invest in new equipment, expand your fleet, or get better loan terms, your credit health plays a big role in these possibilities. - read more
What Every Australian Commercial Vehicle Buyer Should Know About Truck Financing
What Every Australian Commercial Vehicle Buyer Should Know About Truck Financing
In the dynamic realm of Australian commerce, the role of reliable transportation cannot be understated. Especially crucial is the ownership of commercial vehicles which serves as the linchpin for logistical and operational efficiency. The pursuit of acquiring such vital assets often leads businesses to explore the world of truck financing—a realm teeming with opportunities and intricacies. - read more
Truck Financing 101: How to Choose the Right Loan for Your Commercial Vehicle
Truck Financing 101: How to Choose the Right Loan for Your Commercial Vehicle
With the bustling economy and expanding trade routes, Australia's commercial vehicle market is experiencing significant growth. Truck financing has become a cornerstone for businesses looking to capitalize on this boom, providing a conduit for fleet expansion and upgrades. Understanding the nuances of commercial vehicle financing options, regulations, and market trends is essential in making informed decisions for the betterment of your business. - read more

Finance News

ATA's $5 Billion Road Upgrade Plan Aims to Reduce Living Costs
ATA's $5 Billion Road Upgrade Plan Aims to Reduce Living Costs
20 Oct 2025: Paige Estritori
The Australian Trucking Association (ATA) has unveiled a comprehensive plan to alleviate the financial burden on Australian households by proposing a $5 billion investment in targeted road upgrades over the next decade. This initiative is designed to support the adoption of high-productivity and low-emission trucks, thereby enhancing the efficiency of the transport sector and contributing to a reduction in the cost of living. - read more
Australian Truck Sales Experience 11.8% Decline as Market Stabilises
Australian Truck Sales Experience 11.8% Decline as Market Stabilises
20 Oct 2025: Paige Estritori
Australia's truck and van market has experienced an 11.8% decline in sales during 2025, marking a period of stabilisation following consecutive years of record-breaking figures. According to the Truck Industry Council (TIC), a total of 33,727 heavy vehicles were sold by the end of September, reflecting a significant decrease compared to the same period in 2024. - read more
Australian Transport SMEs Face New Financial Challenges Amid Regulatory Changes
Australian Transport SMEs Face New Financial Challenges Amid Regulatory Changes
20 Oct 2025: Paige Estritori
Small to medium-sized enterprises (SMEs) in Australia's transport sector are grappling with new financial challenges following recent regulatory changes that have increased operational costs. As of July 1, several measures have come into effect, placing additional burdens on these vital businesses. - read more
Isuzu Australia Unveils Dedicated Financial Services for Truck Buyers
Isuzu Australia Unveils Dedicated Financial Services for Truck Buyers
12 Oct 2025: Paige Estritori
Isuzu Australia Limited (IAL) has announced the establishment of Isuzu Financial Services Australia (IFSA), a new finance and leasing company set to commence operations in the third quarter of 2026. This initiative marks the first time the Isuzu Group has founded a leasing company outside Japan, reflecting a significant commitment to the Australian market. - read more
Australian Truck Market Experiences Sales Dip as Supply Chains Stabilise
Australian Truck Market Experiences Sales Dip as Supply Chains Stabilise
12 Oct 2025: Paige Estritori
The Australian truck and van market experienced a notable slowdown in September 2025, with new sales figures indicating a 14.7% decrease compared to the same month in 2024. According to the latest data from the Truck Industry Council (TIC), 3,878 new trucks and vans were sold in September, extending the softer trend observed throughout the year. - read more

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Knowledgebase
Loan Origination Fee:
A fee charged by a lender for processing a new loan application, typically expressed as a percentage of the loan amount.