Truck Loans Australia :: Calculators
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Truck Loans Australia Truck Loan Repayment Calculator

Use our Truck Loan Calculator to estimate repayments, compare finance options, and plan your purchase with ease. Fast, simple, and tailored for Australian businesses and drivers.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.

Truck Loan Details:

Remember to make allowance for stamp duty, registration, insurance or other costs to be included in the loan where applicable.
Enter whole numbers only please, no dots, commas etc.

If you have a deposit or a trade-in, include the amount here
Enter whole numbers only please, no dots, commas etc.

(if applicable)
Select the number of years over which you would repay the loan.

A longer Loan Term will mean lower monthly repayments but at a higher cost overall.


The options below are indicative of what lenders currently offer.

Years
Select an interest rate for the calculator simulation.
The range of rates listed below are representative of those currently available.

Your actual rate can only be confirmed after you apply.


% per Annum
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Truck Loan Repayment Calculator

Important!

Truck Loan Interest Rates differ from lender to lender and will depend on your individual circumstances (credit history, employment status, age, etc.). To find out if you qualify ... and for a free, personalised interest rate and repayment quote, please CLICK HERE

Truck Loan Amortisation Calculator

The following amortisation graphs detail month-by-month data on the progress of the proposed loan. The first chart below examines the reducing loan balance over the course of the finance contract term. The second graph illustrates the portion of each monthly repayment allocated to payment of interest vs principal reduction.

Truck Loan Repayment CalculatorTruck Loan Repayment Calculator

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Truck Loans Articles

Dealer Negotiations: Smart Tips for Australian Commercial Truck Buyers
Dealer Negotiations: Smart Tips for Australian Commercial Truck Buyers
Navigating the used truck market in Australia can be as complex as the rugged terrains these vehicles traverse. With the market growing steadily, the need for savvy bargaining and well-informed purchases has never been more critical. The significance of due diligence escalates when considering the investment at stake and the pivotal role these trucks play in driving businesses forward. - read more
Pre-Approval: Why It Matters and How to Get It for Your Truck Loan
Pre-Approval: Why It Matters and How to Get It for Your Truck Loan
When you're eyeing that perfect truck to support your business or lifestyle, understanding the ins and outs of financing can save you time and effort. One crucial step in the truck financing journey is securing a pre-approval. But what exactly does pre-approval mean? - read more
What Every Australian Commercial Vehicle Buyer Should Know About Truck Financing
What Every Australian Commercial Vehicle Buyer Should Know About Truck Financing
In the dynamic realm of Australian commerce, the role of reliable transportation cannot be understated. Especially crucial is the ownership of commercial vehicles which serves as the linchpin for logistical and operational efficiency. The pursuit of acquiring such vital assets often leads businesses to explore the world of truck financing—a realm teeming with opportunities and intricacies. - read more
Balloon Payments, Residuals and Their Place in Your Truck Loan
Balloon Payments, Residuals and Their Place in Your Truck Loan
The pursuit of a quality truck or fleet can be a significant undertaking for any business, especially within the dynamic and ever-expanding Australian transport industry. An understanding of the variety of financing options available within this sector is crucial, as it allows businesses to strategically acquire heavy vehicles that are vital to their operations. - read more
A Comprehensive Guide to Heavy Vehicle Financing in Australia
A Comprehensive Guide to Heavy Vehicle Financing in Australia
When traversing the expansive landscapes of Australia, heavy vehicles are an integral part of the transportation framework, powering industries and connecting markets. The heavy vehicle industry in Australia is a critical component of the national economy, encompassing a wide range of vehicles from buses and coaches to large trucks and road trains essential for the movement of goods and services. - read more

Finance News

CEFC and Volvo Group's $70 Million Initiative to Boost Electric Truck Adoption
CEFC and Volvo Group's $70 Million Initiative to Boost Electric Truck Adoption
31 Dec 2025: Paige Estritori
The Clean Energy Finance Corporation (CEFC) has partnered with Volvo Group to introduce a $70 million financing package aimed at accelerating the adoption of heavy-duty battery electric trucks (HD BEVs) in Australia. This initiative seeks to address the substantial transport-related emissions by facilitating the transition to cleaner vehicle technologies. - read more
Scania's First Electric Truck Joins Total Logistics Solutions Fleet
Scania's First Electric Truck Joins Total Logistics Solutions Fleet
31 Dec 2025: Paige Estritori
Total Logistics Solutions (TLS), a rapidly growing Australian logistics provider, has taken delivery of its first battery electric truck from Scania. This milestone marks a significant step towards greener last-mile deliveries in urban areas. - read more
Kia's Tasman Ute: A New Contender in Australia's Pickup Market
Kia's Tasman Ute: A New Contender in Australia's Pickup Market
31 Dec 2025: Paige Estritori
Kia has expanded its vehicle lineup in Australia with the introduction of the Tasman, a mid-size pickup truck designed to compete in the highly competitive ute segment. The Tasman is built on a body-on-frame chassis and is powered by turbocharged four-cylinder petrol and diesel engines. - read more
Isuzu Australia Introduces Dedicated Financial Services for Truck Buyers
Isuzu Australia Introduces Dedicated Financial Services for Truck Buyers
23 Dec 2025: Paige Estritori
In a strategic move to bolster its customer support offerings, Isuzu Australia Limited (IAL) has announced the establishment of Isuzu Financial Services Australia (IFSA). This initiative marks the first time the Isuzu Group has founded a leasing company outside Japan, reflecting a significant commitment to the Australian market. - read more
Geely's Farizon Electric Trucks Make Australian Debut
Geely's Farizon Electric Trucks Make Australian Debut
23 Dec 2025: Paige Estritori
Chinese automotive giant Geely Auto has announced its entry into the Australian light commercial vehicle market through its Farizon brand, specialising in electric commercial vehicles. This move signifies a notable expansion of electric vehicle (EV) offerings in Australia's commercial sector. - read more

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Knowledgebase
Second Mortgage:
A type of subordinate mortgage made while an original mortgage is still in effect.