Truck Loans Australia :: Calculators
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Truck Loans Australia Truck Loan Repayment Calculator

Use our Truck Loan Calculator to estimate repayments, compare finance options, and plan your purchase with ease. Fast, simple, and tailored for Australian businesses and drivers.

Calculator results are estimates only and not quotes. Actual quotes will be provided by a licensed broker after you submit an enquiry.

Truck Loan Details:

Remember to make allowance for stamp duty, registration, insurance or other costs to be included in the loan where applicable.
Enter whole numbers only please, no dots, commas etc.

If you have a deposit or a trade-in, include the amount here
Enter whole numbers only please, no dots, commas etc.

(if applicable)
Select the number of years over which you would repay the loan.

A longer Loan Term will mean lower monthly repayments but at a higher cost overall.


The options below are indicative of what lenders currently offer.

Years
Select an interest rate for the calculator simulation.
The range of rates listed below are representative of those currently available.

Your actual rate can only be confirmed after you apply.


% per Annum
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Truck Loan Repayment Calculator

Important!

Truck Loan Interest Rates differ from lender to lender and will depend on your individual circumstances (credit history, employment status, age, etc.). To find out if you qualify ... and for a free, personalised interest rate and repayment quote, please CLICK HERE

Truck Loan Amortisation Calculator

The following amortisation graphs detail month-by-month data on the progress of the proposed loan. The first chart below examines the reducing loan balance over the course of the finance contract term. The second graph illustrates the portion of each monthly repayment allocated to payment of interest vs principal reduction.

Truck Loan Repayment CalculatorTruck Loan Repayment Calculator

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Truck Loans Articles

What Every Australian Commercial Vehicle Buyer Should Know About Truck Financing
What Every Australian Commercial Vehicle Buyer Should Know About Truck Financing
In the dynamic realm of Australian commerce, the role of reliable transportation cannot be understated. Especially crucial is the ownership of commercial vehicles which serves as the linchpin for logistical and operational efficiency. The pursuit of acquiring such vital assets often leads businesses to explore the world of truck financing—a realm teeming with opportunities and intricacies. - read more
How to Find the Best Commercial Vehicle Loan Rates for Your Business
How to Find the Best Commercial Vehicle Loan Rates for Your Business
Securing the best commercial vehicle loan rates is crucial for the financial health of your business. As a business owner, getting favourable loan conditions can have a significant impact on your bottom line. Lower rates translate to reduced monthly payments and overall loan costs, freeing up capital for other essential aspects of your business. - read more
The Ultimate Guide to Truck Loan Terms for Commercial Vehicles
The Ultimate Guide to Truck Loan Terms for Commercial Vehicles
Getting a truck loan is a significant financial commitment, especially for commercial vehicles. Understanding the terms of your truck loan is crucial for managing your finances effectively and ensuring that you can meet your repayment obligations. - read more
Maximizing Your Fleet Budget: Comparing Used vs. New Truck Costs
Maximizing Your Fleet Budget: Comparing Used vs. New Truck Costs
When it comes to expanding a commercial fleet in Australia, the decision between purchasing new or used trucks can have a significant impact on your budget. With this article, we aim to delve into the critical considerations that fleet owners must make in juxtaposing the costs of new verses used trucks, meticulously unraveling the financial layers to guide you towards a choice that aligns with your company's fiscal strategy. - read more
Pre-Approval: Why It Matters and How to Get It for Your Truck Loan
Pre-Approval: Why It Matters and How to Get It for Your Truck Loan
When you're eyeing that perfect truck to support your business or lifestyle, understanding the ins and outs of financing can save you time and effort. One crucial step in the truck financing journey is securing a pre-approval. But what exactly does pre-approval mean? - read more

Finance News

ATA Advocates for Major Road Upgrades to Enhance Transport Efficiency
ATA Advocates for Major Road Upgrades to Enhance Transport Efficiency
05 Nov 2025: Paige Estritori
The Australian Trucking Association (ATA) has unveiled a comprehensive plan to alleviate the financial burden on Australian households by proposing a $5 billion investment in targeted road upgrades over the next decade. This initiative is designed to support the adoption of high-productivity and low-emission trucks, thereby enhancing the efficiency of the transport sector and contributing to a reduction in the cost of living. - read more
Australian Truck Sales Exhibit Signs of Recovery in Third Quarter of 2025
Australian Truck Sales Exhibit Signs of Recovery in Third Quarter of 2025
05 Nov 2025: Paige Estritori
The Australian truck and van market is showing signs of stabilisation in the third quarter of 2025, despite an 11.8% decline in year-to-date sales compared to the previous year. This trend suggests a potential turning point for the industry after a period of sustained softness. - read more
Insuregroup Experiences Significant Growth in Truck Insurance Uptake
Insuregroup Experiences Significant Growth in Truck Insurance Uptake
28 Oct 2025: Paige Estritori
Insuregroup, a brokerage specialising in the transport and logistics sector, has reported a substantial 25% increase in truck insurance policies over the past year. This growth underscores the escalating demand for comprehensive insurance solutions as Australia's freight activity intensifies and regulatory requirements become more stringent. - read more
Transtar Linehaul's Fleet Goes Under the Hammer Amid Industry Challenges
Transtar Linehaul's Fleet Goes Under the Hammer Amid Industry Challenges
28 Oct 2025: Paige Estritori
The Australian transport industry is witnessing a significant event as Transtar Linehaul, a prominent trucking company, enters administration, leading to the auction of its $6 million fleet. This development not only presents opportunities for potential buyers but also highlights the ongoing challenges within the sector. - read more
Australian Truck Market Exhibits Signs of Recovery in Third Quarter of 2025
Australian Truck Market Exhibits Signs of Recovery in Third Quarter of 2025
28 Oct 2025: Paige Estritori
The Australian truck and van market is showing signs of stabilisation in the third quarter of 2025, despite an 11.8% decline in year-to-date sales compared to the previous year. This trend suggests a potential turning point for the industry after a period of sustained softness. - read more

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Knowledgebase
Revolving Credit:
A type of credit that does not have a fixed number of payments, in contrast to installment credit.