Truck Loans Australia :: Calculators
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Truck Loans Australia Truck Loan Repayment Calculator

Use our Truck Loan Calculator to estimate repayments, compare finance options, and plan your purchase with ease. Fast, simple, and tailored for Australian businesses and drivers.

Calculator results are estimates only and not quotes. Actual quotes will be provided by a licensed broker after you submit an enquiry.

Truck Loan Details:

Remember to make allowance for stamp duty, registration, insurance or other costs to be included in the loan where applicable.
Enter whole numbers only please, no dots, commas etc.

If you have a deposit or a trade-in, include the amount here
Enter whole numbers only please, no dots, commas etc.

(if applicable)
Select the number of years over which you would repay the loan.

A longer Loan Term will mean lower monthly repayments but at a higher cost overall.


The options below are indicative of what lenders currently offer.

Years
Select an interest rate for the calculator simulation.
The range of rates listed below are representative of those currently available.

Your actual rate can only be confirmed after you apply.


% per Annum
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Truck Loan Repayment Calculator

Important!

Truck Loan Interest Rates differ from lender to lender and will depend on your individual circumstances (credit history, employment status, age, etc.). To find out if you qualify ... and for a free, personalised interest rate and repayment quote, please CLICK HERE

Truck Loan Amortisation Calculator

The following amortisation graphs detail month-by-month data on the progress of the proposed loan. The first chart below examines the reducing loan balance over the course of the finance contract term. The second graph illustrates the portion of each monthly repayment allocated to payment of interest vs principal reduction.

Truck Loan Repayment CalculatorTruck Loan Repayment Calculator

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Truck Loans Articles

How to Create a Safety-First Culture in Your Trucking Business
How to Create a Safety-First Culture in Your Trucking Business
Creating a safety-first culture in the trucking industry goes beyond merely following regulations. It means prioritizing the well-being of drivers, the integrity of the cargo, and the security of the fleet. In this context, a safety-first mindset influences daily operations, decision-making, and long-term strategies. It's about cultivating a work environment where safety is an integral part of every action and thought. - read more
Truck Loan Approval: Strategies to Avoid Credit Damage
Truck Loan Approval: Strategies to Avoid Credit Damage
Maintaining a healthy credit score is crucial for securing future financial opportunities. Whether you're looking to invest in new equipment, expand your fleet, or get better loan terms, your credit health plays a big role in these possibilities. - read more
Trucking finance: How leasing can help grow your business
Trucking finance: How leasing can help grow your business
Running a successful trucking business in Australia can be a challenge, but with the right financing options, you can grow your business and increase profits. One popular financing option for truckers in Australia is leasing. Leasing allows trucking businesses to acquire vehicles and equipment necessary for their operations without incurring the high costs of outright purchase. - read more
Dealer Negotiations: Smart Tips for Australian Commercial Truck Buyers
Dealer Negotiations: Smart Tips for Australian Commercial Truck Buyers
Navigating the used truck market in Australia can be as complex as the rugged terrains these vehicles traverse. With the market growing steadily, the need for savvy bargaining and well-informed purchases has never been more critical. The significance of due diligence escalates when considering the investment at stake and the pivotal role these trucks play in driving businesses forward. - read more
What Every Australian Commercial Vehicle Buyer Should Know About Truck Financing
What Every Australian Commercial Vehicle Buyer Should Know About Truck Financing
In the dynamic realm of Australian commerce, the role of reliable transportation cannot be understated. Especially crucial is the ownership of commercial vehicles which serves as the linchpin for logistical and operational efficiency. The pursuit of acquiring such vital assets often leads businesses to explore the world of truck financing—a realm teeming with opportunities and intricacies. - read more

Finance News

NatRoad Demands Action Against Illegal Employment in Trucking
NatRoad Demands Action Against Illegal Employment in Trucking
13 Nov 2025: Paige Estritori
The National Road Freight Transport Association (NatRoad) has recently highlighted a pressing issue within Australia's trucking sector: the prevalence of illegal employment practices, notably sham contracting. This practice involves misclassifying employee drivers as independent contractors, allowing companies to evade obligations such as payroll tax, superannuation, and workers' compensation insurance. Such misclassification not only undermines fair competition but also jeopardises road safety standards. - read more
Celebrating Excellence: ATA's 2025 Award Winners
Celebrating Excellence: ATA's 2025 Award Winners
13 Nov 2025: Paige Estritori
The Australian Trucking Association (ATA) has proudly announced the recipients of its 2025 awards, recognising exceptional contributions to the trucking industry. These accolades highlight the dedication and expertise of individuals and organisations committed to advancing the sector. - read more
Isuzu's Landmark Report Sheds Light on Trucking Industry Trends
Isuzu's Landmark Report Sheds Light on Trucking Industry Trends
13 Nov 2025: Paige Estritori
Isuzu Australia Limited (IAL) has released a comprehensive industry report titled 'The Future of Trucking Report: The Way Forward.' This extensive survey, involving over 1,300 respondents from various transport sectors, provides valuable insights into the current state and future trajectory of Australia's road transport industry. - read more
ATA Advocates for Major Road Upgrades to Enhance Transport Efficiency
ATA Advocates for Major Road Upgrades to Enhance Transport Efficiency
05 Nov 2025: Paige Estritori
The Australian Trucking Association (ATA) has unveiled a comprehensive plan to alleviate the financial burden on Australian households by proposing a $5 billion investment in targeted road upgrades over the next decade. This initiative is designed to support the adoption of high-productivity and low-emission trucks, thereby enhancing the efficiency of the transport sector and contributing to a reduction in the cost of living. - read more
Australian Truck Sales Exhibit Signs of Recovery in Third Quarter of 2025
Australian Truck Sales Exhibit Signs of Recovery in Third Quarter of 2025
05 Nov 2025: Paige Estritori
The Australian truck and van market is showing signs of stabilisation in the third quarter of 2025, despite an 11.8% decline in year-to-date sales compared to the previous year. This trend suggests a potential turning point for the industry after a period of sustained softness. - read more

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Knowledgebase
Personal Loan:
a loan that is granted for personal use, normally unsecured and granted by a lender on the borrower's integrity and capacity to repay