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Truck Loans For Commercial & Private Buyers

Looking for a great deal on a Truck Loan? Find out if you qualify with our free online eligibility assessment - then compare rates, options and offers from multiple, specialist commercial vehicle lenders through our national broker-match referral network. Simply enter a single quote request via this website to access truck finance options tailored specifically for you!

Find a Truck Loan at competitive rates.

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Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Truck Loans Australia is your online connection to specialist, tailor-made finance and leasing options for commercial vehicles … new and used, big or small, whatever your situation!!

Competitive Rates

At Truck Loans Australia we help you compare truck financing options by connecting you with specialist truck finance brokers from our national referral panel, based on your individual circumstances.

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Free Assessment

To get started, simply submit our quick and easy Truck Loans quote request form. We use the details you provide to perform an initial eligibility pre-assessment against our participating lenders' criteria and to help match you with an appropriate broker; it is not a loan approval or offer. There is no charge to you, no obligation to proceed with any recommendations or options and, because we do not initiate credit checks as part of this initial enquiry, submitting the form will not affect your credit file. If you go on to apply through a referred broker or lender, they may need to conduct a credit check.

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No Credit Check

Many online truck finance and loan offerers automatically run a credit check on all their applicants. These credit checks are generally recorded on your credit file as a `new loan enquiry` and, even just a few such enquiries over the course of a couple of months can adversely affect your credit options. When you submit an initial truck loan enquiry through this website, we do not run a credit check, so your credit file is not affected at this stage. If you then proceed with a formal application via a referred broker or lender, a credit check may be required.

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Multiple Lenders

To get access to competitive truck loan rates and financial guidance from specialist truck loan brokers and lenders in our broker referral network, all you need to do is complete our simple Truck Loans Australia Truck Loan quote request form.

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Truck Sales

Truck sales websites and truck sales yards may be the most convenient place to buy a truck, but specialist truck loan brokers are often better placed to help you secure suitable truck loan options. When you submit our online truck loan eligibility assessment, we use your information to provide an initial eligibility indication and put you in direct contact with specialist truck finance brokers from our national panel who can help you find finance options to suit your specific circumstances. This assessment is based on general criteria from our participating lenders and brokers and is not a loan approval or offer of finance.

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New & Used

Truck Loans Australia can help you with finance for used trucks as well as new trucks. If you are actively looking at trucks for sale, why not check out your borrowing capacity first? Simply submit our truck sales loan eligibility assessment to get an initial idea of how much you may be able to borrow, without us running a credit check at this stage. Any formal application through a referred broker or lender may involve a credit check.

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Truck Loan Articles

What Every Australian Commercial Vehicle Buyer Should Know About Truck Financing

In the dynamic realm of Australian commerce, the role of reliable transportation cannot be understated. Especially crucial is the ownership of commercial vehicles which serves as the linchpin for logistical and operational efficiency. The pursuit of acquiring such vital assets often leads businesses to explore the world of truck financing—a realm teeming with opportunities and intricacies. - read more

Is It Time to Refinance Your Fleet? Understanding Truck Refinance Benefits

The commercial vehicle market in Australia has been undergoing significant changes, with demand for efficient transport solutions on the rise due to a booming e-commerce sector. As fleet owners navigate this evolving landscape, the need for adaptability in fleet management has never been more prominent. - read more

Truck Loan Approval: Strategies to Avoid Credit Damage

Maintaining a healthy credit score is crucial for securing future financial opportunities. Whether you're looking to invest in new equipment, expand your fleet, or get better loan terms, your credit health plays a big role in these possibilities. - read more

Maximizing Your Fleet Budget: Comparing Used vs. New Truck Costs

When it comes to expanding a commercial fleet in Australia, the decision between purchasing new or used trucks can have a significant impact on your budget. With this article, we aim to delve into the critical considerations that fleet owners must make in juxtaposing the costs of new verses used trucks, meticulously unraveling the financial layers to guide you towards a choice that aligns with your company's fiscal strategy. - read more

Avoiding the Potholes: How to Select the Right Truck Loan for Your Fleet

Selecting the right financing for your fleet can be as crucial to your business's success as the trucks themselves. The journey for the perfect truck loan is fraught with potential pitfalls that can impede your business growth and financial stability. In this introductory section, we will delve into the significance of making informed choices when it comes to truck loans and how they impact your operations. - read more

Finance News

Australian Truck Market Records Third-Highest Sales in 2025

13 Mar 2026: Paige Estritori

In 2025, Australia's truck market demonstrated remarkable resilience, achieving its third-highest annual sales despite facing significant economic pressures. According to the Truck Industry Council (TIC), a total of 45,191 new trucks and heavy vans were sold throughout the year. This figure, while representing an 11.9% decrease from the record 51,277 units sold in 2024, underscores the industry's robustness in the face of adversity. - read more

Looming Truck Driver Shortage Threatens Australia's Supply Chain

13 Mar 2026: Paige Estritori

Australia's trucking industry is on the brink of a significant driver shortage, with projections indicating a shortfall of 78,000 drivers by 2029. This looming crisis is attributed to an aging workforce and challenges in attracting younger individuals to the profession. - read more

Melbourne to Host Australia's First Major Electric Truck Charging Hub

13 Mar 2026: Paige Estritori

In a significant move towards sustainable transportation, energy company Mondo, with support from the Australian Renewable Energy Agency (ARENA), is set to establish Australia's first major electric truck charging hub in Melbourne's Laverton North. The project, slated for completion by late 2026, represents a pivotal step in reducing emissions within the road freight sector. - read more

Rising Insolvencies Challenge Australian Trucking Industry

05 Mar 2026: Paige Estritori

The Australian trucking industry is currently grappling with significant financial challenges, leading to a notable increase in company closures. Recent data indicates that one in 12 trucking companies have ceased operations over the past year, highlighting the sector's vulnerability to economic pressures. - read more

Isuzu Australia Introduces Dedicated Truck Leasing and Finance Services

05 Mar 2026: Paige Estritori

In a strategic move to enhance its customer offerings, Isuzu Australia Limited (IAL) has announced the establishment of Isuzu Financial Services Australia (IFSA), marking the company's first foray into the finance and leasing sector outside Japan. This initiative is set to commence operations in the third quarter of 2026 and represents a significant commitment to the Australian market. - read more

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Knowledgebase

Private Mortgage Insurance (PMI):
A type of insurance that a borrower might be required to purchase as a condition of a conventional mortgage loan, if the down payment is less than 20% of the property value.